How to Improve your Credit Score

There are an uncountable number of reasons why it’s important to know how to improve your credit score. Banks look for good credit scores first and foremost when deciding whether or not to lend you money — which affects your ability to buy a car, house, or boat, …

Secured Credit Card to Rebuild Credit

The secured credit card to rebuild credit is a viable solution when many other credit options have been exhausted. The secured credit card to rebuild credit allows you to demonstrate to the secured credit card lender; you can, in fact, make your payments on time. In this way, …

How Do Employer Paid Life Insurance Premiums Work?

Insurance came into its own as a financial instrument in early nineteenth-century Scotland. The first insurance fund invested in equities and financed by premiums paid by the holders of policies was called the Scottish Widows Fund Life Assurance Society, and it was meant to pay for the expenses …

What Is An Ownership Clause In A Life Insurance Policy?

Be Sure That Your Family Members Are Taken Care Of By Purchasing Life Insurance Although a scary thought, it is important that you take the proper previsions to ensure that your family members are financially secure if you were to pass unexpectedly. Insurance companies sell life insurance policies …

What Is A Convertible Term Life Insurance Plan?

Convertible Term Life Or Whole Life Convertible Term Life insurance allows the insured to change the face value from term coverage to whole life coverage. Most policies have this availability, allowing the insured to extend their coverage needs with the changing of their life’s circumstances. Convertible term life …